The federal government has trimmed the profit rates on all major National Savings Schemes, with the new rates taking effect from June 27, 2025.
As per the data issued by the Central Directorate of National Savings (CDNS), returns have been revised downward for Bahbood Savings Certificates, Pensioners’ Benefit Accounts, Defence Savings Certificates, Special Savings Certificates, Savings Accounts, and Shuhada Family Welfare Accounts.
The revised rates also apply to Islamic savings instruments. Both the Sarwa Islamic Savings Account and Sarwa Islamic Term Account now carry a profit rate of 9.75%, down from the previous 10.34%.
Special Savings Certificates have seen their return dip slightly from 10.9% to 10.6%.
The adjustments reflect changing economic priorities and are aimed at streamlining government-backed saving returns in line with market trends.